Here is a Halloween card I made in My Digital Studio using a designer template….and then changing it!  It was a birthday card with a little bird, but I changed the background paper, added a layer under the main panel, and added Spooky Bingo Bits images instead of the bird.  A couple of Halloween greetings, of course, change the card from birthday to Halloween!  It's so much fun!  Just start with something already designed and then you can change one thing on it or every single thing!  Whatever you like!

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